Kotak Mahindra Bank

Kotak Mahindra Bank

Progressive bank offering innovative financial solutions and superior customer experience.

Personal Loan

Interest Rate: 10.25% - 24.00% p.a.
Maximum Amount: ₹50 Lakhs
Tenure: Up to 6 years
Processing Fee: Up to 2% of loan amount

Key Features:

  • Fast approval
  • Flexible terms
  • Online application
  • No collateral

Home Loan

Interest Rate: 8.35% - 9.35% p.a.
Maximum Amount: ₹5 Crores
Tenure: Up to 30 years
Processing Fee: Up to 0.5% of loan amount

Key Features:

  • Competitive rates
  • Long tenure
  • Tax benefits
  • Balance transfer

Business Loan

Interest Rate: 11.00% - 16.00% p.a.
Maximum Amount: ₹5 Crores
Tenure: Up to 7 years
Processing Fee: 1-2% of loan amount

Key Features:

  • Business expansion
  • Working capital
  • Equipment financing
  • MSME support

Loan Against Property

Interest Rate: 8.35% - 9.35% p.a.
Maximum Amount: ₹5 Crores
Tenure: Up to 20 years
Processing Fee: 0.5-1% of loan amount

Key Features:

  • High LTV
  • Tax benefits
  • Flexible repayment
  • Quick approval

Credit Cards

Available Types:

  • Kotak Unsecured Credit Card
  • Kotak Secured Credit Card
  • Kotak Credit Card Unlimit

Key Features:

  • Reward points
  • Cashback
  • No annual fee
  • Easy EMI