Punjab National Bank

Punjab National Bank

Leading public sector bank providing comprehensive banking services.

Personal Loan

Interest Rate: 9.15% - 12.15% p.a.
Maximum Amount: ₹50 Lakhs
Tenure: Up to 7 years
Processing Fee: Up to 2% of loan amount

Key Features:

  • Quick approval
  • Flexible terms
  • No collateral
  • Competitive rates

Home Loan

Interest Rate: 8.35% - 9.35% p.a.
Maximum Amount: ₹5 Crores
Tenure: Up to 30 years
Processing Fee: Up to 0.5% of loan amount

Key Features:

  • Low rates
  • Long tenure
  • Tax benefits
  • Balance transfer

Business Loan

Interest Rate: 10.15% - 14.15% p.a.
Maximum Amount: ₹10 Crores
Tenure: Up to 10 years
Processing Fee: 1-2% of loan amount

Key Features:

  • Working capital
  • Term loans
  • Equipment financing
  • MSME focused

Loan Against Property

Interest Rate: 8.35% - 9.35% p.a.
Maximum Amount: ₹5 Crores
Tenure: Up to 20 years
Processing Fee: 0.5-1% of loan amount

Key Features:

  • High LTV
  • Tax benefits
  • Flexible terms
  • Quick processing

Credit Cards

Available Types:

  • PNB Credit Card
  • PNB Unnati Credit Card
  • PNB YONO Credit Card

Key Features:

  • Reward points
  • Cashback
  • Low fees
  • Easy EMI