Business Loans
Unsecured business loans for growth and expansion
Business loans are designed to help entrepreneurs and business owners fund expansion, working capital, equipment purchase, or operational needs. Offered as unsecured loans by our partner banks, they provide quick access to capital without pledging collateral, enabling your business to grow faster.
Key Benefits
Loan amounts up to ₹2 Crores
Unsecured loans (no collateral required)
Interest rates from 10.5% p.a.
Quick approval and disbursement
Flexible tenure up to 7 years
No restrictions on fund usage
Tax deductible interest payments
Multiple disbursement options
How It Works
1
Business Profile Submission
Submit business details and financial statements
2
Financial Assessment
Banks assess business performance and cash flow
3
Approval & Sanction
Loan amount approved based on business profile
4
Disbursement
Funds disbursed directly for business use
Features
No collateral or security required
Flexible loan amounts
Quick approval process
Competitive interest rates
Tax-deductible interest
Multiple disbursement options
Working capital facility
Equipment finance options
Why Choose Us?
Quick capital for business growth
No collateral requirement
Flexible terms based on cash flow
Competitive rates for businesses
Expert business advisory
Simple application process
Multiple usage options
Growth-focused solutions
Eligibility Criteria
Business age: Minimum 2 years in operation
Annual turnover: Minimum ₹20 Lakhs
Proprietor/Partner age: 21-60 years
Industry: Non-agricultural sectors preferred
Financial records: Audited accounts,ITRs and Bank statements
Credit Score: 650 or above preferred
GST Registration: Required for most applicants
No defaults in last 2 years